Insurance

[Munch]

Who's everyone using for home/auto/life?

I'm on State Farm now, and see they are changing their deducatible option on the homes.

So I'm shopping - for comparison sake, curious if you use someone you really like or hate...

I'm hitting the big ones now: All State, AM Fam...

 

[djkms]

Why don't you let me do the shopping for you?
http://www.marinecolorado.org/forums/showthread.php?18456-Help-me-help-you-lets-help-each-other!

 

[Smiley]

I use farmers....

 

[jahmic]

I use all state for renters/auto/life and am extremely happy...that being said I have been wanting to talk to Kris about exploring some options. Just too lazy to get all of that paperwork together! Lol

 

[kmcmurtry]

I use american family for home - it was by far the lowest bidder, and they covered a roof re-do years ago no problem. Progressive for auto, rv.

 

[Munch]

I was on State Farm, called All State - almost $1000 a year cheaper for similar coverage :thumb:

Just waiting on Kris and his findings.

If you haven't shopped your insurance, you outta. I was content with my current insurance, but not an extra $1000/year kinda content.

 

[Cherub]

Make sure you know all the right questions you should be asking. I would google the questions per each type. It would be a mess if you lost certain coverages that you will need in the future.

 

[djkms]

Gabe,

A good agent will help you to uncover any potential exposures. Although Google might be a good starting point for questions to ask, there is no way it can possibly know every exposure you might have. A good agent will also look at your current coverages and make sure to match or exceed what you currently have.

Also, flood is a standard exclusion on almost all property policies, along with earth movement. These perils typically require a separate policy.

 

[Cherub]

Oh Kris don't take it personal lol. I didn't direct that to you. I just know it's better to educate yourself than to rely on someone you hope will be a "good agent." I would trust you of course but if I called some random insurance office for a quote I wouldn't be as confident. That is why I said this. A good agent wouldn't be upset at someone educating themselves.

 

[djkms]

I didn't take it personal at all, sorry if it came off that way.

 

[Cherub]

I didn't take it personal at all, sorry if it came off that way.

You're a great guy and I would totally trust you

 

[kutcha]

i have USAA for my renters insurance